At Peach Payments, we strive to continuously provide world-class, leading payments infrastructure that offers a secure and seamless experience for our merchants and their customers.
We have sent out communications around updating our MSDK version as we noted you are using an outdated version. The request to update the version is due to new mandates from Visa and Mastercard and are related to 3DS 2.0 requirements.
Failure to update will result in failed transactions and not being able to process any card transactions.
One of the major initiatives that we are currently undertaking is switching over our merchants to the 3D Secure 2 standard, as part of a global roll-out. To find out more about 3DS 2 and why switching to this standard will add considerable value to your business, please have a look at this support page we have put together for you: https://peachpayments.freshdesk.com/support/solutions/articles/47001198732
Important: The decommission of 3-D Secure V1 (3DS1) has started. Visa, Mastercard, American Express, JCB, Diners/Discover, Mada and Carte Bancaire have scheduled to decommission 3DS1 globally in October 2022. Customers are strongly recommended to implement 3-D Secure V2 if they have not already done so to ensure compliance with these requirements. Transactions that do not meet strong customer authentication (SCA) requirements will experience declines after this date. Depending on your integration, the mobile SDK supports 3-D Secure V2: Ready-to-Use UI: o from version 3.4.0 with browser-based authentication (a setting in Business Intelligence Platform is required) o from version 4.0.0 with fully-supported features Custom & Your Own UI: from version 4.0.0 We strongly recommend updating the mobile SDK to the latest version and reviewing our 3-D Secure V2 documentation for more information. https://peachpayments.docs.oppwa.com/tutorials/mobile-sdk/emv-3ds